An issuer of a Medicare supplement policy or certificate shall not request or require an individual or a family member of that individual to undergo a genetic test. However, an issuer of a Medicare supplement policy or certificate may obtain and use the results of a genetic test in making a determination regarding payment; in which case, the issuer may request only the minimum amount of information necessary to accomplish the intended purpose.
An issuer of a Medicare supplement policy or certificate shall not request, require, seek, or purchase genetic information with respect to any individual or a family member of that individual prior to the individual's enrollment under the policy in connection with that enrollment.
No life or disability income insurer shall require a test for the presence of a genetic characteristic for the purpose of determining insurability other than for those policies that are contingent on review or testing for other diseases or medical conditions. The test shall be done in accordance with the informed consent and privacy protection provisions as required by law. Written informed consent shall include a description of the test to be performed, the meaning of its results, procedures for notifying the applicant of the results, and the right to confidential treatment of the results.